Jumat, 31 Januari 2014

Still a best seller for a reason---it works!

The review about this product

I first heard of this book when J.P. Morgan on the cover of the Wall Street Journal referred to Rich Dad Poor Dad as a "must read for millionaires."
Most people know by now that this is the true story of Kiyosaki's two fathers, one, his real dad had a high income but was poor. The other, his friends dad, but Kiyosaki's mentor and Rich Dad.
Kiyosaki learned that income alone does not create wealth as he learned from his "Poor Dad." Seeking financial freedom, Kiyosaki learned from his "Rich Dad" the keys to wealth.
Kiyosaki went on to amass a fortune and lost it. But remembering the lesson taught from his "Rich Dad", started over and amassed yet another fortune and retired at age 47.
The book will tell you some things you don't want to hear like a house is not an asset, 401 (k)s and so called "safe" investments are not quite so safe. That there is no such thing as job security and the world is full of "bullies" who will tell you how much money you can make, when and how many vacations you can take, lunch breaks etc.
Kiyosaki's "Poor Dad" was fired at age 50 and learning from this, Kiyosaki tells us that the only real security and freedom is in being your own boss.
Kiyosaki goes on to say that both of his dads were "honest, good, honorable men" but his poor dad, although a hard worker was weak and consequently ended up broke.
Interesting is that Kiyosaki pledges his first book, "If you want to Be Rich and Happy, Don't Go To School?" to his poor dad.Goes to show that Kiyosaki has class and truely loved his Poor but real dad.
Rich Dad Poor Dad is an excellent book. The main message is to take responsibility for your life. You are either a master of money or a slave to it.
In addition to Rich Dad Poor Dad, I also recommend "Cash Flow Quadrant", "Rich Dad's Success Stories", "The Millionaire Next Door" and "More Wealth Without Risk."

Kamis, 30 Januari 2014

A PhD Student's review

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SPSS 10.0 Regression Models (Textbook Binding) This book is a must have for the burgeoning doctoral candidate or graduate student. I am a student working on my Ph.D. in ORSA and find SPSS to be a wonderful and powerful statistical tool; however, maneuvering around on the SPSS tool bar and interpreting output can be extremely frustrating. This book really fills in the gaps on data manipulation and analyzing output that most graduate and post graduate class texts skip over.
When I was working on my master's degree in 1996, I attended a 2-day course from the SPSS corporation on regression models. I was given a three ring binder as part of my course materials. Back in 1996, there were not a lot of books that taught you to manipulate data in SPSS. As a result, the three ring binder I got as part of my SPSS course really saved the day and helped me complete my graduate thesis. I even loaned out my binder on numerous occasions to my fellow students (and even professors).
Anyway, I was pleased to see that this Regression Models 10.0 book is the advanced, professional version of what used to be handed out in costly, pay SPSS courses. A lot of the material in this book is similar to my 1996 three-ring binder. But it is organized better and contains much more useful information (graphs, charts and explanations). You can tell the SPSS corporation has put a few years into this book and obviously updated it based on feedback from students over the many years of classroom instruction. The only criticisms I have (which prevented me from giving it all 5 stars) include:
1. This book does not come with a reference disk: The binder I got in 1996 from the SPSS corporation (which is very similar to this book in many ways), had a 3.5" disk with the same data on it that was used in the binder to get the various output models. This disk was (is) handy because when I am playing with new data sets, I sometimes go back to my old SPSS binder and plug in some of the data from that binder to make sure I am doing the procedures right on my own data set.
2. There is no glossary: If you are using SPSS; and especially running logistic regression models, you should probably already know what a -2LL and the difference between the Cox & Snell R2 and Nagelkerke R2. However, for the fatigued graduate student or Ph.D. candidate, it would sure be nice to be able to have a glossary to validate the meanings of some terms at 2AM after a long 16-hour study day. Yes, there is a very comprehensive glossary already contained on the SPSS CD-ROM that can be accessed from SPSS while on the computer - but I'd rather have some significant and selected terms in the back of my book.
3. This book doesn't give you guidelines for interpreting statistics. For instance, anyone who has ever taken one semester of statistics should know that a p-value less than .05 is significant. However, even doctoral candidates sometimes can't remember if a significant Wald statistic is suppose to greater than 1.0 or 2.0? This book has a lot of good discussion, but I'd prefer a little summary table at the back of the book with constraints for the various statistics.
All in all, a great book and a must have for any graduate or doctoral student! I am glad I can finally retire my 5-year-old binder and begin using the "evolved version" of this book to help me complete my disertation!

Selasa, 28 Januari 2014

Reviews About What's Wrong with My Mouse?: Behavioral Phenotyping of Transgenic and Knockout Mice (Hardcover)

Its a review about this product

In this series of questions and answers, personal finance guru Suze Orman presents her basic program of personal finance management. Her foundation is debt management and she touches on many other important basics, including retirement planning, insurance and mutual funds. Orman writes for financial novices - if you have a solid understanding of finance, read this book for enjoyment, not education. But if you're still looking to get your financial house in order, this bestseller is a great place to start. We [...] recommend this book to all financial beginners, and especially applaud Orman's unique take on how finances affect relationships, and vice versa.

Reviews About The Road to Wealth: A Comprehensive Guide to Your Money--Everything You Need to Know in Good and Bad Times (Hardcover)

Its a review about this product

In this series of questions and answers, personal finance guru Suze Orman presents her basic program of personal finance management. Her foundation is debt management and she touches on many other important basics, including retirement planning, insurance and mutual funds. Orman writes for financial novices - if you have a solid understanding of finance, read this book for enjoyment, not education. But if you're still looking to get your financial house in order, this bestseller is a great place to start. We [...] recommend this book to all financial beginners, and especially applaud Orman's unique take on how finances affect relationships, and vice versa.

Senin, 27 Januari 2014

Reviews About The Giver (21st Century Reference) (Paperback)

The review about this product

This book I read first in 5th grade, and I loved it. Then I read it again in 7th grade, understood more, and then finally the last time I read it was in 8th grade, 3 years ago, but I loved it. I try to read it about every three years because it is the kind of book that you'll love hte first time you read it, but the more you read it, the more you understand. This book is touching, and it makes one think about our own society and where our future might be. If taken seriously, this book is a work of art, written so both children and adults can enjoy it. Definitely I recommend this to anyone who wants to see a different point of view on where technology and the media might be leading us!

Minggu, 26 Januari 2014

Reviews About Call and Response [With CDROM and *] (Paperback)

The review about this product

Call & Response: The Riverside Anthology of the African American Literary Tradition (Paperback) This book was really really good. it is choke full of works by black writers and poets that gives you a picture into the slave era that will bring tears to your eyes. It is easy to look up the authors needed since it's really a large volume . However the print is small,i would have wished for larger print and some of the authors wrote as they spoke in those days of illiteracy for slaves, but still understandable if you can pay more attention to deciphering it. The anthology gives a background information on the authors compiled before there works. Awesome book i am keeping my copy around,for it's going to take me years to go through the beautiful volume.

Sabtu, 25 Januari 2014

Reviews About The Power of Now: A Guide to Spiritual Enlightenment (Hardcover)

The review about this product

The wonderful thing about this book (and other books dealing with consciousness) is that its teachings can be verified through self-observation. Once this happens, the material is truly understood - not because it has been read, but because it has been lived. We are all addicted to our thoughts. We like playing the same fantasies over and over in our heads, wasting our mental resources. This truly is unfortunate, as it prevents us from experiencing the world around us. Practicing the techniques in this book will give you a solid anchor in the real world. Paradoxically, some of the information in this book may seem a little "out there" if it's not fully understood/experienced. I assure you, though, that there is very little in his book that can't be proven through self-observation. Anyone claiming that these teachings are BS simply hasn't observed themselves, or refuses to out of mind/ego attachment.
This book teaches you how to become conscious. This is a surprisingly simple concept that the average intelligent person will be able to fully grasp within the first fifty pages. Once your consiousness is in control, you will have tremendous mental focus and clarity. Remember, you are not learning how to enter some abstract/mystical state of consiousness; you are learning how to PAY ATTENTION to yourself and the world around you. Of course, this is quite mystical compared to what we think we know as "paying attention", which is really just pathetically blinking in and out of consiousness for a few seconds before retreating back to the worries, fantasies, and false comforts of the self-condemned ego-mind.

Kamis, 23 Januari 2014

How long must I need books like this?

Its a review about this product

Mr. Commitment (Hardcover) I loved this book so much -- it was like someone had been inside my love life and was reporting back from the trenches, but in a funny and enjoyable way. I gave a copy to each of the last three losers who could have been my "Mr. Commitment", but failed the test. They could learn a lot from Duffy.
This book is truly romantic, but not in the frou-frou sense. If you liked this book, you must definitely read Love Songs of the Tone-Deaf -- the definitive guide to the mind of a commitment-phobe who learns what he's missing out on. Both of these novels are some of the best contemporary writing on a subject that continues to fascinate me -- who knows for how much longer? Arrgh!

Ponderous, Tedious, Cliche

The review about this product

A tedious, ponderous, barely readable bore of a book - typical of the the continuing "cut and paste" historical method employed by the other current darlings of fast-food history publishing (Kearns-Goodwin and Burns). Hardly "definitive" - dull juxtaposition of historical documentation with carbon-copy editorializing. The bottom line - Goebbels was a deeply evil, disturbed individual who took his family - Germany - and Europe into the depths of the abyss -----> The only thing "definitive" is yet another author repeating the same message. "Cliche" is a better adjective.
Kudos also to "Kirkus Reviews" for their highly professional review describing how "the author captures post WW-II Germany, and how this desperate country--in which no kind of ability, industry, or talent was a guarantee against poverty--nurtured Goebbels's search for a savior who could galvanize the stricken Volk .." Hmmm , how Goebbles was the product of "Post WW-II Germany" huh --- Wow history real experts there.

Rabu, 22 Januari 2014

Reviews About Gifted Hands (DVD)

The review about this product

Gifted Hands: The Ben Carson Story (CD-ROM) "Gifted Hands" is a true story (not a figment of someone's imagingation)of of boy who grew up in a single parent home, got bad grades in school, and was a real loser. However, his mother motivated him to get books from the library and read them every week. This video portrays his struggles as a boy, how he was able to overcome his obstacles, how he developed faith in God, and how he has grown to become one of the most renowned Neurosurgeons in the world. This is an excellent video to get for parents to learn how to motivate their kids in the right direction, and for young people to give them hope and courage to excel in life.

Selasa, 21 Januari 2014

Reviews About Molton Brown Fresh Bushukan Citrus Bodywash 300ml 10 oz (Misc.)

Its a review about this product

When I disable the CCTV cameras and step into my communal shower every morning to indulge myself in the luxury of this fine citron bodywash, I allow it's genteel and transcendent effluvia to transport me to a quiet garden in Japan, the sort of garden where solicitors of credit card debt have no footing or legal recourse over my bank accounts, a garden where every dandy's whim is met with the intriguing embrace of a late summer afternoon, and it's warm amber sky.

Senin, 20 Januari 2014

Reviews About Start Your Own Business, Fifth Edition: The Only Start-Up Book You'll Ever Need (Paperback)

Its a review about this product

It's been a little while since I've actually read this book but I remember a great deal from it. The information that is here is wonderful and I'm not knocking what the author wrote.

However, I don't feel that this is the only start-up book one would ever need (as the tagline suggests.) It feels like more of a preparation to start looking into the idea of starting your own business. There are things that are missing in depth discussion that really needs to be there to cover all the bases. But on the other hand in order to cover all the information needed for ever individual who read this book you would need thousands of pages. My point is that this is a great jumping off point but expect to do lots of research into some of the aspects it discusses and probably read a few more books more specific to your ideas for a business.

Everybody has different ideas for their business. But the one thing that I recommend you do if you are serious about starting a business is get a good book about marketing/branding/advertising. The information covered here is nothing more than an overview of what those words mean, when compared to books devoted to the subject. If you don't have the skills to do these things your business will never make it.

To sum it up, it's a good book with lots of general information. If you are considering starting your own business this will give you an idea of what you need to learn about, but does not give all the knowledge there is to be had about starting a business. The only reason for four stars instead of five is the misleading tagline on the book. Otherwise it's five stars.

Minggu, 19 Januari 2014

Reviews About Go Pro - 7 Steps to Becoming a Network Marketing Professional (Paperback)

Its a review about this product

I have read many books on Network Marketing over the years, but never have I read one that so effectively and simply illustrates exactly what needs to be done to become a professional in the industry and to succeed. Eric articulately takes one through what it takes to get yourself off the ground right through to what it takes to build a huge business.

Too many people are clueless when entering the MLM industry. They have no idea as to what it requires to get off the ground and to eventually succeed. Too often these people end up failing and bad mouthing the industry. I strongly feel that this book will help many people who may have formed part of this group actually succeed. And THIS can only be good for the industry.

I would go as far as to say that this should be compulsory reading for ANYONE who wants to succeed in the Network Marketing Industry.

Jumat, 17 Januari 2014

Reviews About School Loans Gone: A Step-by-Step System for Turbo-Charging your Current Income, Saving Thousands in Interest Payments, and Becoming Completley Student Debt Free Years Ahead of Schedule. (Volume 1) (Paperback)

Its a review about this product

David K. Shipler did an outstanding job bringing the harsh and saddening reality of what the lives are like for the `working poor' in America. Shipler makes wonderful recommendations for higher wages so people can actually survive, redistribution of funds for schools so all children have the chance for receiving the education they deserve, as well as stating the position of responsibility on society as a whole to work together for the common good of all.
This book brings a brutal awakening for anyone who believes in the `American Dream' as it so clearly shows that this land is all too filled with people turning the other way when someone is in need.
I HIGHLY recommend this book to anyone who is in a position to make positive and lasting change in society, as well as for those who are in a better position, so you can see if there is a difference you can make.
This book brings out the truth with vital recommendations for direly needed changes, which is why I recommend it as a must read for all.
Barbara Rose, author of "Stop Being the String Along: A Relationship Guide to Being THE ONE" and 'If God Was Like Man'
Editor of inspire! magazine

Kamis, 16 Januari 2014

A Beacon of Hope for the Voiceless Masses. 10 Stars!

Its a review about this product

David K. Shipler did an outstanding job bringing the harsh and saddening reality of what the lives are like for the `working poor' in America. Shipler makes wonderful recommendations for higher wages so people can actually survive, redistribution of funds for schools so all children have the chance for receiving the education they deserve, as well as stating the position of responsibility on society as a whole to work together for the common good of all.
This book brings a brutal awakening for anyone who believes in the `American Dream' as it so clearly shows that this land is all too filled with people turning the other way when someone is in need.
I HIGHLY recommend this book to anyone who is in a position to make positive and lasting change in society, as well as for those who are in a better position, so you can see if there is a difference you can make.
This book brings out the truth with vital recommendations for direly needed changes, which is why I recommend it as a must read for all.
Barbara Rose, author of "Stop Being the String Along: A Relationship Guide to Being THE ONE" and 'If God Was Like Man'
Editor of inspire! magazine

Reviews About Free and Low Cost Education (Kindle Edition)

The review about this product

I was disappointed that the book simply restated the points made in the advertisement for the book. It essentially just quoted some financial aid laws and told you what programs you MAY qualify for...information I already had from doing online research.

I was hoping for some lesser known but relevant programs I've heard about that can help me write off some of what I owe. This book just shows how to most successfully repay your student loans...I know how to pay on a loan...thanks.

It definitely was not worth the price. If I could return a Kindle Book I would...

Selasa, 14 Januari 2014

Reviews About Take Control of Your Future A Guide to Managing Your Student Debt (Kindle Edition)

The review about this product

I was disappointed that the book simply restated the points made in the advertisement for the book. It essentially just quoted some financial aid laws and told you what programs you MAY qualify for...information I already had from doing online research.

I was hoping for some lesser known but relevant programs I've heard about that can help me write off some of what I owe. This book just shows how to most successfully repay your student loans...I know how to pay on a loan...thanks.

It definitely was not worth the price. If I could return a Kindle Book I would...

Senin, 13 Januari 2014

Very satisfied

The review about this product

My wife and I bought this after selling our daughter Amanda into white slavery. We actually got a refurbished. It's missing the remote, but oh well-- for $10K off, I can afford a universal, right? The picture is amazing. I've never seen the world with such clarity.

Amanda, if you're reading this, hang in there, honey! We'll see you in a year.

*****

I just wanted to add an addendum to my review. Since posting it, we have received a flood of responses. People have said some pretty hurtful things--even questioning our values. Let me assure you, this was not an easy decision to make, and we made it as a family. Obviously, it's very personal. But in light of all the second-guessing, I wanted to explain our thinking.

First and foremost, screen size. I really think you can't go too big. 85" may seem huge, but you get used to it fast. Second, resolution. Is 4K overkill? Please, that's what they said about 1080P! More dots = better. Period. And as far as this being a $40,000 "dumb" TV, people need to re-read my initial post: WE BOUGHT IT REFURBISHED. It was only $30,000.

Some of you may think I'm avoiding the "elephant in the room"-the real reason why this was such a heart-wrenching choice. So let's just get it out there. Yes, the 120 Hz refresh rate is a disappointment, especially on a 4K. But life is full of compromises. And frankly, we hardly notice. All in all, no regrets.

P.S., as for our daughter, NO ONE has the right to question our parenting. Totally out of bounds. Amanda was going into 7th grade, so it was going to be a transitional year anyway. Now she gets to see the world. How many kids her age get to go to Bahrain? I sure as heck didn't, but you don't hear me screaming "child abuse." Bottom line: MYOB! Seriously.

*****

Has it been a year already? Wow! I guess that's what 8 hours a day of immersive TV will do for you! Many of you have expressed your eagerness for an update. Well, here goes.

Generally, the Samsung has held up beautifully. We have noticed a little bit of lag, mostly in multi-player gaming--but not enough to cost us any firefights. There have been some issues up-imaging low rez content, but that's to be expected when you early-adopt--we're still "waiting on the world to change," as John Mayer would say (gosh he's talented.) On the plus side, we feel like we are now officially part of the cast of GOT. The other night Peg almost had to open a window to let Daenerys' dragons fly out!

And you'll all be happy to know our darling Amanda is back with us, safe and sound. She has changed a little. She's less talkative than before (though she had some choice words for me when I asked her to clean her room). And she's started wearing eye make-up, which has Peg a bit concerned. But welcome to thirteen, I guess. We're just glad to have her home. And she loves the TV. That's the main thing. In fact, she spends so much time in front of it lately, you'd swear she owns it.

The Underground Guide to Student Loans

Its a review about this product

Ryan Jones is an up and coming author who has written a book that is a must read before the first student loan is signed. This guide should be a mandatory read for high school students. This guide will give a true understanding just how quickly their student loans can lead to $30,000 to more than a $100,000 without realizing this student loan debt can destroy their future. I also suggest this book to concern parents to understand the pitfalls of student parent loans that can cripple the whole family. The student loan debt is now more than $1.2 Trillion and is growing faster than ever before.

Minggu, 12 Januari 2014

Save your Money

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Any book entitled "Bankrupt your Student Loans" is misleading to the vulnerable people out there willing to try anything to solve a student loan debt problems. Unless you are permanently disabled or have other (usually medical) problems that rise to that level of gravity, you will not be able to discharge student loans in bankruptcy. Other loans can be discharged, but not student loans unless "undue hardship" is established. The courts have made this an almost impossibly high standard and the process of proving it is not something non-lawyers can practically do as it involves expert testimony and a trial. If you are really is disastrous straights and likely to be unable to ever work again in your life because of health issues, try contacting the Volunteer Lawyers Project in Boston. Alternatively, if you're like most other people out there that just have too little income right now to make the requested student loan payments, there are resources out there to help rehabilitate loans and get into an income-based repayment plan. In either case, save the money you would otherwise spend on this book.

Sabtu, 11 Januari 2014

Reviews About The Student Loan Scam: The Most Oppressive Debt in U.S. History - and How We Can Fight Back (Hardcover)

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Alan Michael Collinge has written a shocking indictment of the student loan industry. He exposes the lack of standard consumer protections that have created debtor's prison for hundreds of thousands of students who borrowed money with the hope of a better future. I literally could not put this book down.

Anyone who is struggling with student loans should read this book. Parents who are sending their children off to college should read this book before they allow them to sign a single loan document. And most importantly, legislators should be reading this book.

I am recommending The Student Loan Scam at every opportunity.

Kamis, 09 Januari 2014

Reviews About Default: the Student Loan Documentary (Amazon Instant Video)

The review about this product

Every one in the US should read this book. The current student lending system invites profiteering on behalf of the banks. And, because there are no consumer protections, a predatory lending system erupted. The default rate for private loans is so high because people simply can't afford to pay the inflated amount of the loan. Virtually every private loan is double what it originally was. If you miss three payments, due to illness, or unemployment, a private student loan will default automatically. If the loan defaults, it gains another 25%. We need consumer protections to be returned to the students who borrowed these predatory loans. It is also true that student debtors with private loans aren't 'feeding the economic machine'. They are not buying houses, cars, or contributing to a 401K, etc. Many student debtors are in their 50's or 60's.

Sallie Mae was giving students loans at an interest rate of 12% plus libor. The largest private student lender, Sallie Mae, relaxed their underwriting requirements to provide loans to students (against the SEC rules)- this is exactly what happened in the mortgage crisis. These PRIVATE LOANS HAVE NOW BALLOONED TO TWICE OR THREE TIMES THEIR ORIGINAL VALUE. Sallie Mae also pushed all delinquent private loans into forbearance to hide the delinquencies. This company is corrupt.

This is crippling the economy even further. And, Al Lord, CEO of Sallie Mae- is increasing his wealth from predatory loans.